Cafeteria Perks together with Your Workforce
https://www.goodreads.com/topic/show/19867007-pay-roll-solutions-offering-your-firm-the-side
Workers pay for non-reimbursed expenditures from these accounts. Unfortunately, flexible-spending accounts are "use-it-or-lose-it" accounts; meaning that any kind of funds leftover at the end of the year can't